The pandemic has hit the market hard and has created extreme uncertainty about investments, jobs, etc. With every market facing the brunt of it, the biggest question among the masses is which sector is safe? Where the majority are trying to hold on to their savings without choosing to invest anywhere, a clear insight is required on the best way to not only safeguard one’s assets but also increase them.
Different investments offer different opportunities for long-term growth but given the current uncertainties, is one willing to risk it? The stock market has been a very viable source of investment in the past years given one was ready to navigate through the risk factor but in the present scenario one might end up with a lot of money one day and none at all the other because of the heightened volatile and unpredictable nature. This is a big risk for the general populace. Then one might ask, is there a safer, risk-free investment option available today? Indeed there is.
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● The real estate sector has been on the climb since the past few years because of the reformed regulations, implementation of RERA and a number of other reasons.
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● The price-points has been almost the same since 2016 and hence, there could not have been an opportune time to invest in Real Estate than now as the only way forward from here is upwards
But in the new normal is choosing the safe fixed deposit investment over buying a house the right call to make?
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● The reduced home loan interest rates facilitate homes loans lasting for about 15 to 20 years at around an interest as low as 7 per cent.
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● Exciting offers on homes further make the home buying process profitable for the customers.
The Hiranandani Group has been catering a unique lifestyle for decades now. We strive to go up and beyond with our work and delivering the dream that is beyond perfect to our homebuyers. Hence, we have come up with special offers that make owning a home at Regent Hill - B Wing which is a part of Hiranandani Gardens in Powai a reality even during this crisis.
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● The offer is the provision of Rs. 50,000 rent per month for 5 years with an escalation of 5% every year.
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● Plus, booking can easily be made by just paying Rs. 50,000/-.
This kind of opportunity gives aspiring homebuyers the best chance to invest in not only our timeless architecture but also in a long-term and profitable asset.
If one has to calculate the gains from investing in fixed deposit to investing in a 1 BHK at Regent Hill - B Wing, Powai, one can see that
- ● The average annual earning from a rental at Regent Hill - B Wing is 4.50% and with the tax deduction, the net earning becomes 3.18%.
- ● While the rate of interest of a fixed deposit is around 5.25%, making the net interest earning 3.05% after tax deduction.
- ● There is 5% rental appreciation and future capital appreciation of the asset class which is not there in FD.
- ● Plus at Regent Hill - B Wing, rentals are monthly and so are the returns against a quarterly return in FD
- ● While one can get FD returns at the end of the quarter, the rental comes in advance every month, making the compounded effect much more at Regent Hill - B Wing.
Thus, by investing in a 1 BHK home at Regent Hill - B Wing one can not only own a slice of one of the masterpieces created by the Hiranandani Group but also invest in a brighter tomorrow and a one-of-a-kind lifestyle. The elegant homes reflect the refined taste and rich sense of aesthetics for the aspirational minds. This project, like any other developed by Hiranandani Group, brings a superior lifestyle through a vibrant community and a world-class township at Hiranandani Gardens, Powai.
Additionally, given the interest of the government to help sectors rise during this crisis, including real estate, better and advanced developments are bound to happen. RBI’s decision of linking the home loan rates to repo rates will help home loan takers benefit from a reduced interest rate whenever the RBI reduces the repo rate. Plus, the new rental laws will make the entire renting process safe and secure for the investors. These advantages of investing in real estate make for an extremely profitable long-term investment along with possession of their own property. Moreover, if one chooses to invest in a home at Regent Hill - B Wing, they can become proud owners of an iconic property with exponential gains. Visit www.hiranandanioffers.com today to book your dream home at Regent Hill - B Wing in Hiranandani Gardens, Powai and experience a risk-free, assured and fruitful investment.